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dc.contributor.advisor郭晔
dc.contributor.author黄颖
dc.date.accessioned2016-02-23T01:29:08Z
dc.date.available2016-02-23T01:29:08Z
dc.date.issued2015-07-10 16:20:52.0
dc.identifier.urihttps://dspace.xmu.edu.cn/handle/2288/97518
dc.description.abstract截至2013年末,我国注册的中小企业数量超过4200万家,占全国企业总数的90%以上,其产值占中国GDP的60%。中小企业对于我国经济有着突出贡献,但中小企业融资难是却困扰中国经济发展的一大问题。中小企业面临财务信息不完备、缺乏抵押品等问题,在借贷方面有着先天的劣势。信息不对称、逆向选择使得银行在对中小企业借贷的时候谨小慎微,但银企关系对于缓解中小企业融资难有积极作用。 本文利用2011-2014年度中小企业板上市公司的招股说明书的借贷数据,围绕银行的借贷倾向、中小企业的抵押品以及借贷成本的问题进行了深入研究。银行的借贷行为研究一直都是领域热点,本文通过实证研究发现,大银行倾向于向规模较大...
dc.description.abstractBy 2013, China had more than 42,000,000 small-median sized enterprises (SMEs), accounting for over 90% of the number of enterprises in China. Their total output value weighted 60% of China’s GDP. SMEs have outstanding contributions to China's economy, but the financing problem of SMEs has plagued China's economic development. SMEs usually have problems of incomplete financial information, lack of ...
dc.language.isozh_CN
dc.relation.urihttps://catalog.xmu.edu.cn/opac/openlink.php?strText=46934&doctype=ALL&strSearchType=callno
dc.source.urihttps://etd.xmu.edu.cn/detail.asp?serial=49721
dc.subject借贷倾向
dc.subject抵押品
dc.subject借贷成本
dc.subjectLending Tendency
dc.subjectCollateral
dc.subjectBorrowing Costs
dc.title银行借贷倾向、企业抵押品和借贷成本—基于中小企业板上市公司的研究
dc.title.alternativeLending Tendency, Collaterals and Cost of Loans—Research Based on SME Board Enterprises
dc.typethesis
dc.date.replied2015-05-08
dc.description.note学位:经济学硕士
dc.description.note院系专业:王亚南经济研究院_金融学(含保险学)
dc.description.note学号:27720121152614


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