夏商集团产业互联网金融应用研究
Research on the industry of Internet financial application of Seashine Group
Abstract
在我国互联网飞速发展的二十年中，互联网产业出现了百度、阿里巴巴和腾讯（BAT）三大的互联网巨头，随着虚拟化进程逐渐从个人转向社会，以价值经济为主要盈利模式的产业互联网将逐渐兴起。国家经济结构的调整，利率市场化的加速，互联网金融的创新，企业的转型升级，产业与金融的紧密结合，进一步推动了互联网行业迈向产业互联网时代。整个产业互联网的真正价值，不仅仅是降低企业成本、提高效率；还要解放企业生产力，推动它们的经营模式变革，从而推动整个经济和社会的发展。产业互联网金融则是撬动社会资本或生态圈资本的链条，有效地把互联网应用及金融服务串联成整个产业生态圈，盘活产业存量资源，重塑产业结构，支撑产业的发展。因此，... In the middle of the 20 years that flies to rapid development of Internet in our country, the Internet industry has emerged, Baidu Alibaba and Tencent (BAT) three Internet giant .Because the conjecture turns progress to change direction a business enterprise from the individual gradually, taking value economy as the industry Internet of main earnings mode will rise gradually.The adjustment of n...