供应链管理理念在商业银行授信中的运用
Application of Supply Chain Management Theory in Commercial Bank Credit
Abstract
在现代科技以及企业管理新思潮的推动下，企业之间的竞争不再是单个企业之间的竞争，而是成为基于产品开发设计、生产制造、配送与分销、销售与服务的全方位的竞争。这种全方位的竞争与合作兼具的市场格局，推动着企业从传统供应商管理模式转向更高级的战略供应链管理模式。作为服务企业的银行，应该及时发现这种竞争趋势，研究供应链对银行经营的影响，介入优秀的供应链体系，为供应链中的企业量身定做适合供应链整体利益的金融服务。本文通过对供应链管理的研究，发掘供应链管理对银行授信的作用，创新性地提出供应链授信的理念。本文研究发现供应链管理创造了稳定而又可靠的授信环境，有利于银行发展个性化的融资品种。采用银行授信与供应链资金... With the development of modern technology and new corporate management theory, competition between companies is no longer the competition between single company. It becomes competition in all ranges such as product research and development, manufacture, distribution, sales and service. To face the challenge of both competition and corporation, companies are developing new business management theor...