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dc.contributor.advisor戴亦一
dc.contributor.author卓悦
dc.date.accessioned2016-02-14T02:53:23Z
dc.date.available2016-02-14T02:53:23Z
dc.date.issued2005-12-03 12:42:50.0
dc.identifier.urihttps://dspace.xmu.edu.cn/handle/2288/29253
dc.description.abstract改革开放以来,国内经济发展持续向好。在收入持续增长、生产和供给能力持续扩大的基础上,我国城乡居民基本消费需求得到满足,消费结构升级的速度加快,对消费信贷的需求也日益旺盛,国内商业银行的消费信贷业务应运而生并走上较快发展的轨道。随着消费信贷业务的发展,个人信用风险问题日益突出。这一方面缘于我国商业银行识别和驾驭个人信用风险的能力有待提高,另一方面,社会信用体系的缺失也是国内消费信贷发展过程中无法回避的问题。本文通过对我国商业银行消费信贷发展历程的回顾,分析困挠商业银行发展消费信贷的主要因素,并借鉴发达国家先进经验,结合国内实际,尝试对加强商业银行消费信贷信用风险管理提出自己的建议和看法。全文由三...
dc.description.abstractWith the sustained growth of China’s economy, the structural upgrade of consumption accelerates, as people’s basic consumption need has been met. Consumer lending business of commercial banks emerged and entered the orbit of rapid growth to meet the people’s increasing financial demands for housing, automobiles, education, and other consumption items. Along with the development of consumer len...
dc.language.isozh_CN
dc.relation.urihttps://catalog.xmu.edu.cn/opac/openlink.php?strText=9507&doctype=ALL&strSearchType=callno
dc.source.urihttps://etd.xmu.edu.cn/detail.asp?serial=1945
dc.subject消费信贷
dc.subject信用风险管理
dc.subject个人信用制度
dc.subject信用评分
dc.subjectconsumer lending
dc.subjectcredit risk management
dc.subjectpersonal credit system
dc.subjectcredit scoring
dc.title我国商业银行消费信贷信用风险管理问题探讨
dc.title.alternativeA Study on Problems of Credit Risk Management of Consumer Lending of Chinese Commercial Banks
dc.typethesis
dc.date.replied2005-12-03
dc.description.note学位:工商管理硕士
dc.description.note院系专业:管理学院工商管理教育中心_工商管理硕士(MBA)
dc.description.note学号:200015136


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