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dc.contributor.advisor易英
dc.contributor.author刘雪琪
dc.date.accessioned2018-12-05T01:00:50Z
dc.date.available2018-12-05T01:00:50Z
dc.date.issued2017-11-27
dc.identifier.urihttps://dspace.xmu.edu.cn/handle/2288/167149
dc.description.abstractP2P网络借贷是一种新型的金融交易平台,它基于小微借款,将借款人和贷款人直接联系起来。相对于金融中介来说,经典的P2P网络借贷平台是一种信息中介。中国的P2P网络借贷的面临的风险中信用风险问题尤其突出。我国P2P网络借贷平台一般都会有自己的信用评价机制,即根据借款人的一些信息对借款人评定信用等级以供投资者决策参考。本文将通过构建模型研究我国P2P网络借贷平台的这种信用评价机制是否足够有效,以及我国的P2P投资者是否有足够能力识别出借款人的违约风险。 本文的主要学术贡献在于对影响P2P网贷平台的借款人信用风险的相关变量的深入探索以及对我国P2P网贷投资人风险识别能力的分析。虽然对我国P2P网络...
dc.description.abstractP2P lending is a new type of financial trading platform, which linked the borrower and the lender directly based on micro-finance. Compared to financial intermediaries, classical P2P lending platform is more like an information intermediary.P2P lending in China is facing some risks, credit risk is particularly prominent in these risks. P2P lending platform in China generally have their own credit ...
dc.language.isozh_CN
dc.relation.urihttp://210.34.4.28/opac/openlink.php?strText=57137&doctype=ALL&strSearchType=callno
dc.source.urihttp://etd.xmu.edu.cn/detail.asp?serial=63228
dc.subjectP2P 网络借贷
dc.subject信用风险
dc.subject信用评价机制
dc.subjectLogit模型
dc.subjectP2P lending
dc.subjectCredit risk
dc.subjectCredit evaluation system
dc.subjectLogit model
dc.titleP2P网贷借款人违约风险识别-以“人人贷”为例
dc.title.alternativeDefault Risk Identification of P2P Borrower-Taking“RenRenDai”as Example
dc.typethesis
dc.date.replied2017-09-15
dc.description.note学位:管理学硕士
dc.description.note院系专业:管理学院_技术经济及管理
dc.description.note学号:17720141151068


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