The Evaluation and Inspiration of Student Loan Policy in Vietnam
- 法学院－已发表论文 
越南和中国是邻国,同是社会主义国家和发展中国家,又先后走上了改革开放的道路,有着相似的文化背景和政治、经济、教育体制,其助学贷款政策对中国有较强的借鉴意义。越南的助学贷款政策在借款人、分层次的还款期限、量化的准入条件和经办机构方面较有特色,但在额度和资金来源方面存在一定问题。对中国助学贷款政策可能的借鉴是:生源地助学贷款可直接贷给学生父母;设定简便易操作的量化贷款条件;扩大政策性银行的助学贷款份额;实行人性化的还款期限。Vietnam,as the neighboring country of China,is also a socialist and developing country. The two countries successively took the path of the reform and opening-up while they had similarities in cultural background as well as the political,economical and educational institution. Thus Vietnam is relatively instructive to China in its student loan policy design. The policy stands out in its borrowers,multi-level repayment period,quantitative qualification condition and handling agencies but problems also exists in the aspect of loan amount and capital source. Reference for Chinese student loan policy may be: Home-Based student Loan be directly lent to parents,setting up a simple quantitative qualification condition which is easy to carry out,expanding the policy banks' share of student loans and exercising humanized repayment period.