The Present Condition and the Future of Financial Agency
- 经济学院－已发表论文 
传统意义上的金融中介机构,如银行、储蓄机构,在资金融通中扮演着重要角色。随着金融市场日益兴起,各国银行业在金融业的地位逐渐下降。传统金融中介机构的商业银行会不会在21世纪消亡?金融中介的发展前景到底如何?本文试图通过分析金融中介的发展现状及其发展中的适应性措施和制约因素,考察其可能的发展前景。In the sense of traditional meaning,financial agencies,such as banks,saving organizations,play an important role in capital circulation.As the financial market develop increasingly,banks of many countries play less important part gradually in the financial industry.May commercial banks disappear in 21st century? Can financial agencies develop well? This article tries to analyze the present condition of financial agencies,accommodation and supervision factors during its developing process so as to seek for its possible development in the future.