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“银行”定义之比较研究与借鉴
A Comparative Study on the Definitio n of Bank for Our Reference

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Date
2002-03-30
Author
钟志勇
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  • 法学院-已发表论文 [5325]
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Abstract
首先,本文认为定义银行的方法有两种:形式认定主义与实质认定主义,而实质认定主义又有列举式和概括式两种具体作法。其次,经分析后,本文认为:英国采用实质认定主义;美国和香港地区以形式认定主义为基础,兼采实质认定主义;台湾地区采用形式认定主义。最后,本文分析了我国《商业银行法》的定义并建议在坚持形式认定主义的同时,修正该法第87条,对一些关键性的概念如存款、贷款加以明确界定。
 
This article argues that defining ab ank has two methods:formalism and ma terialism.Materialism has two specific ways:listing and outlining.After careful analysis,this a rticle continues arguing that Brita in adopts materialism,U.S.A.and Hong Kong di strict adopt formalism supplemente d by materialism while Taiwan district adopts formalism.Finally this article analyzes the definition of bank i n our Commercial Bank Law and suggests that formalism should be insisted,Artic le 87should be amended and some key concepts such as deposit taking and loan making should be defined clearly.
 
Citation
安徽广播电视大学学报,2002,(01):23-29
URI
https://dspace.xmu.edu.cn/handle/2288/137105

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