某村镇银行反洗钱系统的设计与实现
Design and Implementation of the Anti-Money Laundering System for a Rural Bank
Abstract
随着中国国内和国际反洗钱形势不断变化，打击恐怖融资面临更加严峻的形势，从人民银行在金融机构中的调研、培训和金融机构反洗钱工作座谈会议等多种渠道反馈的信息看，人民银行对反洗钱工作要求各金融机构要以“风险为本”，以提高可疑识别质量，加强重点可疑识别能力为重要方向。 村镇银行反洗钱系统是为配合《中华人民共和国反洗钱法》的出台，落实执行人民银行发布的反洗钱相关制度，由村镇银行独立开发的一套对触发人行预警规则的交易进行抽取、处理、上报操作以及客户风险评级的上报平台。 村镇银行反洗钱系统目标定位重点从三方面着手：一是通过对金融机构日常业务数据进行筛查，从而发现涉及有关洗钱的犯罪线索，金融监管部门通过上... With the changeable situation of anti-money laundering and counter-terrorism financing at home and abroad, from the feedbacks of various channels, such as the researches, trainings and anti-money laundering session which People's Bank of China made in financial institution, People's Bank of China is actively promoting an anti-money laundering way of work based on risk, and the important direction ...