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dc.contributor.advisor沈艺峰
dc.contributor.author钱烽
dc.date.accessioned2017-06-20T08:14:08Z
dc.date.available2017-06-20T08:14:08Z
dc.date.issued2016-01-06
dc.identifier.urihttps://dspace.xmu.edu.cn/handle/2288/129460
dc.description.abstract支付,是最基础的金融服务,是商业银行曾经无可争议的垄断职能。第三方支付是近十年发展起来的一项备受瞩目的互联网金融产品,从其定义开始就存在着很多争议。在经过了萌芽期、培育期、启动期、快速成长期的不同发展后,目前已经成为支付领域举足轻重的一员,对原有商业银行的支付业务服务产生了巨大的冲击和挑战。 从商业银行的角度看,盈利模式受到冲击,资金成本被迫增加,大量优质客户被分流,甚至一部分客户的信息也脱离了商业银行。商业银行究竟应该如何应对?又能够如何应对呢? 本文从第三方支付的发展现状和未来趋势开始分析,研究了商业银行与第三方支付目前的合作和竞争,分析了商业银行自身的互联网化和信息化努力,最后提出了...
dc.description.abstractPayment, which is the most basic financial service, used to be a monopoly function of commercial banks. While the third-party payment is one of the most remarkable products of Internet of Finance and has been developed in this decade. The debate about the third-party payment has never stopped since it defined. Through the development of sprout period, breed period, start-up period and expansion pe...
dc.language.isozh_CN
dc.relation.urihttps://catalog.xmu.edu.cn/opac/openlink.php?strText=48429&doctype=ALL&strSearchType=callno
dc.source.urihttps://etd.xmu.edu.cn/detail.asp?serial=52311
dc.subject第三方支付
dc.subject商业银行
dc.subject对策
dc.subjectThe third-party payment
dc.subjectCommercial bank
dc.subjectCountermeasure
dc.title第三方支付竞争下的商业银行应对之策
dc.title.alternativeCountermeasure for Commercial Banks to Deal with Challenges of the Third-party Payment
dc.typethesis
dc.date.replied2015-05-07
dc.description.note学位:工商管理硕士
dc.description.note院系专业:管理学院_工商管理硕士(高级管理人员工商管理硕士)
dc.description.note学号:X2013156153


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