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dc.contributor.advisor傅小凡
dc.contributor.author余华添
dc.date.accessioned2017-06-20T08:11:42Z
dc.date.available2017-06-20T08:11:42Z
dc.date.issued2016-07-12
dc.identifier.urihttps://dspace.xmu.edu.cn/handle/2288/128612
dc.description.abstract近年我国商业银行的不良贷款余额及不良贷款率呈现“双升”态势,其中NY银行的不良贷款问题尤为严峻,其不良贷款率明显高于国内银行同业水平。为此,本文选取NY银行作为研究对象,开展银行贷款风险的影响因素研究。本文通过对NY银行目前的不良贷款情况及过往的不良贷款典型案例进行分析,提出其不良贷款率高企,虽然存在外部方面的原因,但是在NY银行信贷业务流程中存在的内部人为因素往往是造成不良贷款发生的重要原因,这些人为因素所带来的信贷风险主要是商业银行道德风险,而且研究发现这些人为因素出现是由NY银行内部制度问题的深层次原因所致。故此,本文提出应从NY银行制度层面出发,通过对这些存在问题的制度进行设计,采取有...
dc.description.abstractIn recent years, the non-performing loan balance and non-performing loan ratio in commercial banks in China are both on the rise. The object of this paper -- NY bank is facing serious problem of non-performing loan, its non-performing loan ratio is obviously higher than the average level of its peers in China. Therefore, this paper studies the influencing factors of bank loan risks of the basis of...
dc.language.isozh_CN
dc.relation.urihttps://catalog.xmu.edu.cn/opac/openlink.php?strText=52042&doctype=ALL&strSearchType=callno
dc.source.urihttps://etd.xmu.edu.cn/detail.asp?serial=54924
dc.subject不良贷款
dc.subject防范
dc.subject人为因素
dc.subject商业银行道德风险因素
dc.subject制度原因
dc.subjectNon-performing Loan
dc.subjectPrevention
dc.subjectRisk Factor of Moral
dc.subjectHazard of Commercial Bank
dc.subjectSystematic Reason
dc.title银行贷款风险来源分析及防范--以NY银行为例
dc.title.alternativeAnalysis and prevention of bank loan risk resource -- a case study based on NY bank
dc.typethesis
dc.date.replied2016-05-14
dc.description.note学位:工商管理硕士
dc.description.note院系专业:管理学院_工商管理硕士(工商管理硕士)
dc.description.note学号:17920131151002


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